Insurance Services

We offer a wide range of coverages available to protect our insureds from loss.

Insurance agent and young couple going through home insurance documents.

Our Commitment To You

Powell & Associates Insurance is your go-to agency for all your Property, Casualty, Life, & Health insurance coverage. No matter which type of insurance you are seeking, Powell & Associates is experienced and well equipped to handle your needs. We strive to take a personalized and custom approach to each client's unique situation. With two local offices and an experienced staff, we stand ready to serve you.

Personal Lines

Our Personal Lines team is made up of dedicated individuals who are ready to assist you with any personal lines insurance you may require. We represent trusted regional and national insurance carriers.

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Homeowners Insurance

Homeowners insurance is designed to protect your home and personal property from loss due to things like wind, fire and theft.

Renters Insurance

Renters insurance provides valuable coverage for those who rent as opposed to owning a home. Common coverages include personal property and liability.

Automobile Insurance

Auto insurance most commonly provides physical damage and liability coverage if an insured is involved in an accident. Additional coverages like towing and rental coverage can be included as well.

Umbrella Coverage

Umbrella coverage provides liability protection over and above what your base policy provides. An Umbrella policy helps by offering additional liability coverage if a major loss occurs.

Mobile Home

We are experts in offering property and liability coverage to mobile home owners. We have various markets who are able to assist with this coverage.

More Personal Lines

  • Motorcycle
  • Personal Flood
  • Rental Property
  • Fire (including rental)
  • Watercraft
  • Jewelry and/or Other Valuables
  • Travel Trailers
  • ATVs

Commercial Lines

Our Commercial Lines team strives to design custom tailored policies for all different business types and industries. We do not believe in a "one size fits all" approach. Our goal is to maximize coverage, deliver cost savings and provide exceptional service to our clients.

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Commercial Property

Commercial property coverage protects your business property from loss due to a covered peril such as fire, wind, hail, hurricane, and theft. There is no property too small or large for our office to handle.

Commercial General Liability

General liability coverage protects a business from loss in the event that your business's operations or products cause damage or injury to a person or property.

Commercial Auto

Commercial Auto provides protection for your business owned autos in the event they cause or receive damage. Coverage can be tailored to provide auxiliary options such as rental reimbursement and towing.

Workers' Comp

Workers' Compensation provides coverage in the event that one of your employees is hurt or becomes ill while performing their job duties. It provides protection to you as the employer as well as to your employees.

Last Mile Delivery

Our office is uniquely equipped to handle this niche and fast growing segment of the transportation industry. With specialized market access we can assist you with enhanced coverage options if your business is involved in the last mile delivery or courier sector.

More Commercial Lines

  • Garage Liability and Garagekeepers
  • Auto Sales
  • Daycare
  • Apartments/Hotels
  • Crime Insurance
  • Inland Marine
  • Equipment Breakdown Coverage
  • Business Owners Insurance
  • Commercial Flood Insurance
  • Business Umbrella Insurance
  • Professional Liability Insurance
  • Surety Bonds
  • Marine Insurance
  • Aviation Insurance
  • Directors and Officers
  • Errors and Omissions
  • Special Events

Life & Health Lines

In addition to Property & Casualty Insurance, Powell & Associates is able to also assist you with various Life & Health insurance coverages. Our primary focus is on employee benefits and individual life coverage.

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Medical Insurance

If you are a small or large business owner and are looking to provide health insurance to your employees, we can assist.


Life insurance is a valuable coverage that helps to cover expenses associated with an insured person's death. Our office has access to multiple insurance carriers and products to suit your needs.


Disability insurance is an important coverage that helps protect your income in the event you become injured or ill and are unable to return to work. Our office can offer this coverage as an individual or group benefit.


Accident insurance helps cover out-of-pocket expenses that health insurance may not cover. This coverage pays benefits if you are injured due to an accident and pays based on the type of injury sustained and treatment received.

More Life & Health Services

  • Cancer Coverage
  • Dental and Vision
  • Medical Gap Plans
  • Student/Athlete Accident Insurance
  • Long Term Care Insurance
  • Critical Illness
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A Custom Approach

Our office takes pride in crafting personalized insurance packages for our personal and commercial clients. In this ever-changing insurance marketplace we are constantly searching for new and innovative ways to cover our clients. We work diligently to make sure your insurance coverage fits your needs and your budget.

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